Artikel Link Mencari Jurnal Ekonomi Pdf

Artikel Link Mencari Jurnal Ekonomi Pdf

ABSTRACT

This study aims to determine the relevance of regional macroeconomic variables â ?? Inflation, Economic Growth and Loan Interest Rates with credit risk at PT. Bank Jabar Banten as a case study on research. The method used is Vector Error Correction Model (VECM) and using inflation variable, credit interest rate, economic growth as independent variable and credit risk as measured in Non Performing Loans (NPL) as dependent variable. The results of this study indicate the relationship between inflation, economic growth, and lending rates with credit risk. Given the linkage between regional macroeconomic variables and credit risk, banks should restrict credit distribution if credit risk is high. In addition to lending, banks can further increase liquidity by attracting the public to more money to save the bank. Â Keywords: Credit risk, regional macroeconomic variables, Vector Error Correction Model (VECM)

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